First Capital Solutions
Project Development & Finance Solutions

ASSET BASED LOANS

     Whether you’re a growing start-up or a thriving business, cash flow challenges can constrain your operations and cause sleepless nights in the process—even when sales and accounts receivable are booming. And often times, traditional lenders may not be inclined to see your existing accounts receivable for what they really are—assets possessing cash value.

     Asset-based facilities consist of revolving lines of credit and term loans backed by and secured by accounts receivables, inventory, machinery and equipment, real estate, marketable securities and other assets.

     What is Accounts Receivable Financing?

     Accounts receivable financing is the selling of outstanding invoices or receivables at a discount to a finance or factoring company that assumes the risk on the receivables and provides quick cash to your business. The amount of value assigned to the account depends on the age of a receivable. A more current invoice will pay more. Any accounts receivable over 90 days typically are not financed.
     Accounts receivable financing is also known as accounts receivable factoring or accounts receivable funding.


     Requirements:

     * Accounts Receivable Aging (most recent detailed aging)
     * Accounts Payable Aging (most recent detailed aging)
     * Your most recently available financial statements.
     * Inventory Summary - applicable if you are requesting an inventory loan
     * Customer list with address and phone number information
     * Sample of recent customer invoices with corresponding purchase order,
        shipping documentation, etc.
     * Real Estate or Equipment appraisals, if applicable
     * Any other company information such as product brochures, business plan,
        financial projections, etc.
     * Diversified and credit-worthy customers.

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Accounts Receivable Financing

** $500,000 to $50,000,000 **

** Email us for your Application Request **
or
Download the Application here....

     Even when business is good, cash flow challenges can hold your business back. Conventional loans may not be an option. Receivables financing allows you to treat your existing invoices as assets and convert them to cash, as quickly as 24 hours from the delivery of goods or services. Your receivables become liquid instantly and much-needed cash starts flowing so that your business can continue to operate and grow.

- Planning an acquisition?

- In a turnaround situation?

- Fast-growth companies?

- In a Leveraged buy-out?

- In need of increased working capital?

- Outgrown your current lender?

- Need the ultimate in flexible financing solutions?

     First Capital Solutions is an internet-based financial service that facilitates the origination of qualified applications for Equipment Lease/Finance and asset based Working Capital loans of $500,000 to $50,000,000. Transactions are selected for review based upon transaction specific criteria. This criteria includes but is not limited to:

1) Industry

2) Equipment

3) Transaction amount

4) Type of loan requested

5) Location of customer

6) Transaction yield

7) Company financial strength (As determined credit analysis)

8) Management experience

9) Company history

10) Company Projections